Andrew recognized these new practices as a derivative scheme. In Andrew’s experience, derivative financial schemes eventually lead to financial ruin... Such financing was, in his view, pure gambling with the depositor’s money. When the CEO and his team decided to double down on their bets, Andrew went to the board of directors. The directors promptly handed Andrew their request that he retire with, of course, adequate compensation for his years of service.At sixty-four, he was out of work. It was. It came to that day that it was time to finally meet in person, face to face, body to body. We decided you would fly in for the weekend to fulfill our needs. Once in town, you checked in to your hotel and as you were heading to your room you made sure to check the layout of the lobby and the elevators as you had set in your mind how this would play out. I anxiously awaited your message that you were ready for me. Wearing my casual pants with my lacy low cut blouse, my neckline filled with. More

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