”“Thank you, Sam. I know Elsa wants to complete the process as soon as possible. This long of a delay will disappoint her, but I know she expected...a delay from the conversations we’ve had.”We completed our meeting, and I called Elsa’s real estate agent. While I had been in New England, she had contacted Elsa about an offer she had received for the house. Using the information provided to her, Elsa had a background investigation done on the potential buyers. She learned they were a young couple. .", Tom hesitated before going on, and her face fell."You didn't get the loan! The rotters! I had my heart set on doing up the farm house, Tom..."Tom took hold of himself and stated loudly and firmly, "Felicity! It is not like that. The bank wants us to secure an income stream from the farm, so they suggest a Bed and Breakfast facility at a minimum. There was even a concept of a working farm..."Felicity was not listening. "Bed and Breakfast? How menial! You don't think we should be so. More

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