I had the depressed real estate market working in my favor. Foreclosing wasn’t a profitable endeavor for mortgage companies when a mortgagor’s equ...ty was almost nonexistent. Mine was in that category. ‘TriDeed Mortgage, this is Monica. How may I help you?’ The voice was pleasant. They always were. I decided the truth was in order. They can’t squeeze blood from a stone. ‘Hi Monica, this is Linda Henderson,’ I started, returning the friendly tone. ‘I received a late payment notice with a $78. Hanging from it was a simple rectangular tag of the same metal. It had a large pea-sized, teardrop-cut, obsidian gem embedded towards its top and an empty diamond-shaped hole in its middle.Micky shivered violently when the chain dropped over her head, and she knew the medallion had a spell on it that was not meant to be nice to her kind. Micky looked down so Kerr couldn’t see her face. She couldn’t tell him that he had just seriously fucked-up.If Kerr had put the chain on her before he gave her. More

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