Mike found the code in a legend on the back of the form: “No Justification Received”.Mike called the insurance company and after going through the...lengthy process of explaining who he was and why he was calling he finally was able to speak with a knowledgeable account manager. The lady explained that the insurance company had received all the billing information from the Doctor’s office but no medical justification from the attending physician, without the proper documentation the insurance. We now live in Spain for half the year, spend several months in Texas, and the rest back in the UK. We were married about 19 years ago now, and have been very happy. Our house in Spain is a conversion of a finca on the outskirts of a small village perched above Carboneras in Almeria, and just far enough away from the bustle of the coast. My wife and I often share a good bottle of Rioja in the evenings, watching the dusk fall. Time has been kind to both of us, our health is good, and the years. More

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