She felt out of her body. She had just told a man, a much older man than herself, that she would be his sex slave. “What have I done?” echoed in...her head.Mr. Michaels nodded and took a few minutes to let it all sink in. “Once this starts Sarah, there is no turning back. You are mine until I tell you that you that you have paid your debt. You don’t get to say yes to some things and no to others. You are putting yourself in my hands and agree to follow all of my directions. Do you. The insurance companies would rate the banks and set their rates appropriately. And investors would know how risky a bank was based on the insurance rates.”“I’m not sure how well that would work. What if an insurance company went bankrupt?”“There’s something called ‘reinsurance’ that helps spread the risk. And insurance companies want to stay in business, and they’re good at evaluating financial risk. And there are independent companies that evaluate and rate insurance companies, and bonds, and. More

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